Loan Rates, Brand Brand Brand New or Applied Vehicle Loans. Model Years 2017 and Newer

Prices effective at the time of August 1, 2019

Term APR
73-84 Months* As low as
4.24%
61-72 Months** As low as
3.24per cent
49-60 Months*** As low as
2.49per cent
0-48 Months as little as
1.99per cent

Model Years 2014-2016

Term APR
73-84 Months* As low as
4.99per cent
61-72 Months** As low as
3.99per cent
49-60 Months*** As low as
3.24per cent
0-48 Months only
2.74per cent

Model Years 2011-2013

Term APR
61-72 Months** As low as
4.99per cent
49-60 Months*** As low as
4.24%
0-48 Months as little as
3.74percent

Model Years 2010 or Older

Term APR
49-60 Months*** As low as
5.24per cent
0-48 Months only
4.74per cent

Historic Autos (twenty years and Older)

Term APR
73-84 Months* As low as
6.74per cent
61-72 Months** As low as
6.24per cent
49-60 Month*** as little as
5.74per cent
0-48 as low as
5.24% month

4-Wheeler & Motorcycle Loans

Term APR
61-72 Months

Minimal financing of $15,000

As little as
5.75per cent 49-60 Months only
5.50% 0-48 Months as little as
5.25per cent

The Credit Union will require titling on all four wheelers for four wheeler loans. For four wheeler loans financed more than $10,000, insurance coverage will be expected.
Motorcycle loans need insurance and title. 100% funding of MSRP or guide value including income tax and name

Recreational Vehicle & Boat Loans. Boat, Engine or Cellphone Homes, RV, Lawn & Farm Equipment, Utility Trailer

Financing APR
90% Funding

Call for Term – Depending on sort of automobile bought. 10% Deposit Involved.

Only
5.49% 80% funding

Call for Term – Depending on sort of automobile purchased. 20% Advance Payment Involved.

As little as
5.24percent

* minimal financing of $30,000 for 84 Mo
** minimal funding of $20,000 for 72 Mo
*** minimal financing of $15,000 for 60 Mo

APR – Apr.
WEPCO assumes no responsibly for mistakes or omissions. Please contact the credit union to validate present rate(s) or information that is additional. The APR for a loan that is open-end subject to alter throughout the term associated with loan. Any loan perhaps maybe not marked as open-end is closed-end. Prices are at the mercy of conditions and terms.

Signature Loans

Prices effective at the time of 1, 2019 august

Loan Type Term APR
Signature Loan 61-72 Months only
9.25%
Signature Loan 49-60 Months as little as
8.25per cent
Signature Loan 37-48 Months as little as
7.50per cent
Signature Loan 0-36 as low as
7.00%
Christmas & Vacation Loans Up to 12 Months As low as
7.00%
One-Payment Loans 90 Days As low as
7.00% month

Share Pledge Loans

Prices effective at the time navigate to the site of August 1, 2019

Term APR
as much as 144 Months as little as
4.00per cent

WEPCOLine of Credit Loans

Prices effective at the time of August 1, 2019

Term APR
Open-end only
7.00per cent

Home Mortgages

Prices effective at the time of 1, 2019 august

Prices for In-House and HELOC (Residence Equity type of Credit) change weekly. Please phone 301-359-3081 or toll-free 1-800-292-8139 for today’s prices.

Loan Type Term speed
Fixed-Rate 5, 10, or 15 Years Changes Weekly – Phone for speed
HELOC: 15-year Draw 7, Payback 8 Changes Weekly – Phone for speed
HELOC: 20-Year Draw 10, Payback 10 Changes Weekly – Call for price

APR – Apr. WEPCO assumes no responsibly for mistakes or omissions. Please contact the credit union to confirm present rate(s) or information that is additional. The APR on an open-end loan is susceptible to alter through the term associated with the loan. Any loan perhaps perhaps maybe not marked as open-end is closed-end. Prices are at the mercy of conditions and terms.

Closed End Loans
Closed end loans have specified term for repay, a reported re re payment and a set rate of interest.

Repayment Example: a good example of that loan payment will be 60 monthly obligations of $357.07 at A apr that is fixed ofper cent for $20,000 lent. A loan officer at any Credit Union office, or use our online Loan Calculator for this example, please contact. The rate does not change during the term of the loan in this example.

Open End Loans
The finance costs includes simply the attention charged from the outstanding stability. The price is adjustable and subject.

Risk Based Lending
WEPCO Federal Credit Union runs on the danger based lending policy to determine a member’s interest. The credit bureau provides WEPCO Federal Credit Union with a calculated credit score, which is then matched to a letter score of A+, A, B, C, or D. Rates have been set according to a corresponding letter grade in grading a loan application. The page grade of a A+ would get our rate that is best, while tiers A, B, C, and D grades would each get higher interest. Prices derive from credit danger, car 12 months, term, amount financed and any needed advance payment.

The reason in providing danger based loans is always to assist users as you are able to. We notice that particular users represent more danger than the others. We shall not give loans where in fact the likelihood of payment is extremely doubtful. The importance is recognized by us of handled risk. We additionally recognize people that are charged unfavorable prices along with other loan providers, so we may help with a managed danger program that saves these people significant cash while assisting them rebuild their credit.